Government Regulation (PP) No. 6 of 2025, amending PP 37/2021 has been issued to strengthen worker protections under the Job Loss Insurance (JKP) Program:
Key Update | PP 73/2021 (Previous Rule) | PP 6/2025 (New Update) |
Higher Cash Benefits | 45% of wages for the first 3 months, 25% for the next 3 months | Increased to 60% of wages for up to 6 months |
Lower Contribution Rate | 0.46% of wages for month | Reduced to 0.36% of wages per month, with a portion from JKK |
Extended Claim Submission | Claims must be submitted within 3 months of termination | Extended to 6 months from termination |
Protection in Case of Bankruptcy | No specific rule | BPJS must still pay benefits even if the employer is bankrupt or closed |
Clearer Coverage for Contract Workers | Unclear eligibility for contract workers | Confirmed eligibility if terminated before contract end date |
Expanded Training Access | Access to job market information and training programs | Includes certification programs and digital job market integration |