Employment
March 26 2025

Enhanced Protection for Workers under the Job Loss Insurance (JKP) Program

Government Regulation (PP) No. 6 of 2025, amending PP 37/2021 has been issued to strengthen worker protections under the Job Loss Insurance (JKP) Program:

Key UpdatePP 73/2021 (Previous Rule)PP 6/2025 (New Update)
Higher Cash Benefits45% of wages for the first 3 months, 25% for the next 3 monthsIncreased to 60% of wages for up to 6 months
Lower Contribution Rate0.46% of wages for monthReduced to 0.36% of wages per month, with a portion from JKK
Extended Claim SubmissionClaims must be submitted within 3 months of terminationExtended to 6 months from termination
Protection in Case of BankruptcyNo specific ruleBPJS must still pay benefits even if the employer is bankrupt or closed
Clearer Coverage for Contract WorkersUnclear eligibility for contract workersConfirmed eligibility if terminated before contract end date
Expanded Training AccessAccess to job market information and training programsIncludes certification programs and digital job market integration